End-to-end

payment solution

Put your business to the next level by accepting hundreds of payments each week with KESS Innovation.

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OUR STORY

KESS Innovation Plc. was founded by a group of entrepreneurs and is 100% Cambodian owned company - With the aim of helping businesses grow, the co-founders set out to build a platform capable of meeting the rapidly evolving needs of Cambodia fast-growing global businesses. KESS platform enables corporate/merchants to transfer/accept payment in a single system.

Founded in

2018

Lunched in

2020

Employees

40+

Regulation

PAYMENT SERVICE PROVIDER LICENCED UNDER NATIONAL BANK OF CAMBODIA

Total payment volume

USD

20M

KHR

2B

One tool for every business

Make payments easy and allow your users to use various payment methods. KESS Innovation PLc's KESSPAY builds powerful and flexible features for internet commerce.

Subscription service

Allow monthly payments for your subscription box or online service.

On-demand marketplace

Be the link between seller and buyer and take your fees automatically.

E-commerce store

Sell your product online and receive money as fast as a blink.

FinTech platform

Allow your clients to send, receive and store money.

Our services

practical Logo

Practical ERP

Follow easily your clients and their transactions in one place.

riskless Logo

Riskless payments

KESSPAY allow you to accept payments on your website without risks.

unlimited Logo

Unlimited support

We are always here to help you find the perfect solution for your business.

our service logo

Payments anytime, anywere

Our omnichannel payment solution allows you and your merchants to:

1

Maximize acceptance with any payment method

2

Grow lines of business beyond pureplay payments

3

No hardware solution

4

Industry leading standards on security


Taptopay Logo

TAB TO PAY (NFC)

Payment-link Logo

PAYMENT LINKS

Qr-code Logo

QR CODES

E-Commerceshop Logo

ECOMMERCE SHOP

Multi-currency Logo

MULTI-CURRENCY

Invoice Logo

INVOICING

PaymentGateWay Logo

PAYMENT GATEWAY

ABA Logo
ACLEDA Logo
SATHAPANA Logo
VISA Logo
MASTER Logo
EMONEY Logo
ALIPAY Logo
WECHAT PAY Logo
UPAY Logo
TRUE-MONEY Logo
BAKONG Logo
WING Logo
merchant management logo

Merchant management

  • Merchant Config

  • Pricing

  • User role & access management

  • Settement management

settlement logo

Settlement

  • Daily settlement processing

  • Remittance advice generation & push notifications

  • Auto / manual settlement flow

  • Pay in / Pay outs

  • Balance checks

  • Custom rules (reroute domestic or specific payments)

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Reports & Insights

  • Built in reports eg Merchant reports / Settlement reports / Payout reports

  • Custom searches

  • Custom reports

  • Enhanced reports & insights

  • PDF / CSV exports

  • API based

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Onboarding

  • Mobile application

  • Automated KYC / KYB

  • Supporting documents

risk logo

Risk / Fraud / Compliance

  • Risk management & monitoring

  • Fraud prevention & monitoring

  • Chargeback protection

  • Intelligent routing

merchant monitoring logo

Merchants monitoring

  • Transaction monitoring

  • Ecommerce monitoring

  • Individual merchant report

  • Disputes management

  • Transaction logs

Build by developers for developers

Don't lost time

API Docs

We worked hard to have elegant solution to be as flexible and scalable as our clients are. Integrate your payment solution on your platform quickly hanks to our REST API.

Do not lose time searching for complicated line of codes, everything is clear and detailed.

Maximum security, minimum worry

Your data is safe

Ensure the safety of your payments and transactions with advanced anti-fraud and money laundering prevention tools. Our system is PCI DSS compliant, securing your data while we verify users in line with the latest Cambodian regulations, allowing you to focus on your business.

ACLEDA BANK

23 July 2020

ACLEDA Bank Plc And KESS INNOVATION PLC made a public announcement on the launch of Money Transfer and Deposit Services to further expand these services. Extensive to meet the needs of customers and the public from all walks of life in the community.

Acleda customers

ABA BANK

24 July 2020

ABA Bank and KESS Innovation Plc. have signed a partnership to promote cashless payments using the KESS e-commerce payment system.

Aba customers

SATHAPANA BANK

23 September 2021

KESS INNOVATION PLC and Sathapana Bank top executives met today to formalize their partnership where customers can now conveniently and securely make an online purchase with the KESSChat App via Sathapana Mobile. With this, shopping is more convenient and safer, especially during the Covid-19 pandemic.

Sathapana customers

WING BANK

07 April 2022

Wing Bank and KESS INNOVATION PLC join to offer Digital payment options at One Window Service Office

Wing customers

LM Car

Founded in 2020, LM Car Co.,Ltd. set out itself to be first leading premium hailing platform targeting from Middle to high- end consumers operates by mobile application. LM Car put a great deal of emphasis on a good experience by ensuring the safety and comfort of passengers.

Industry

Online taxi service

Features

Wallet top up

Payment methods

Acleda
Visa card
Master card
Alipay
Wechat pay
Wing
LM Car pic demo

OWSU

The One Window Service Units (OWSU) across the country provided administrative services to more than 440,000 people in 2021.

Industry

Online government services

Features

Payment

Payment methods

Acleda
Visa card
Master card
Aba
Sathapana
Wing
True money
Upay
Bakong
One window service demo

eVisa Kingdom of Cambodia

Cambodia e-Visa or Electronic Visa has been introduced by Ministry of Foreign Affairs and International Cooperation in April 2006 to promote the Cambodia tourism industry. Visa application can now be done online.

Industry

Online government services

Features

Payments

Payment methods

Alipay
Wechatpay
E-visa demo

Fliggy - eVisa

The Fliggy brand was launched in 2016 following a rebranding from “Alitrip.” Fliggy is currently a leading online travel platform in China that provides comprehensive reservation and fulfillment services for airline and train tickets, accommodation, car rental, package tours and local attractions.

Industry

Online travel platform

Features

eVisa Kingdom of Cambodia integration

Payment methods

Alipay
Fliggy demo

Kamchei

KamChei is a reliable, fast and easy online loan app using modern technology to help solve urgent financial problems for daily expense of our Cambodian people.

Industry

Financial services

Features

Disbursement, repayment

Payment methods

Acleda
Sathapana
Aba
Wing
Kamchei demo

Delishop

Delishop is the largest online supermarket in Phnom Penh. Offering over 15000 products, from a wide range of categorie.

Industry

Online grocery

Features

Payment, Wallet top up

Payment methods

Acleda
Visa card
Master card
Aba
Sathapana
Alipay
Wechatpay
Bakong
Delishop demo

Youding

The one-stop-shop solution for restaurants and retail that is transforming the business.

Industry

Food & Beverage

Features

Payment, Loyalty programs

Payment methods

Acleda
Visa card
Master card
Aba
Sathapana
Alipay
Wechatpay
Bakong
Wing

Payment terminal

Visa card
Master card
Alipay
Wechatpay
Youding demo

Yugo

Yugo is a private aviation digital platform based in Singapore that offers global on-demand bookings of charter flights of private jets and helicopters, with a focus on Asia-Pacific. Yugo provides its userbase and members with access to an extensive network of hundreds of aircraft, from light jets such as the Cessna Citation to longer range jets like the Gulfstream G650ER.

Industry

Aviation online platform

Features

Payment

Payment methods

Alipay
Wechatpay
Visa card
Master card
Yugo demo

U-Pay

U-Pay is aimed to provide a simpler way of mobile payment services for people. Not just a payment tool, but a one-stop digital services. U-Pay helps people transact anytime, anywhere and in any way, including mobile top-up, bill payment, and transferring money.

Industry

Financial services

Features

Payment gateway

Payment methods

Acleda
Visa card
Master card
Aba
Sathapana
Wing
True money
Upay demo

Alpha Insurance Broker

Established in July 2018, with the combination of diversified qualified persons. Alpha has partnered with all of the insurance companies in Cambodia and reinsurance companies in the region (Singapore - Vietnam - Hong Kong) to provide a wide range of products and solutions for individuals and corporate customers.

Industry

Insurance

Features

Invoicing

Payment methods

Acleda
Wing
Aba
Alpha demo

Angkor Ticket Office

The Angkor Ticket Office is the only place where you can purchase entrance tickets for the Angkor Archaeological Park. In 2022, Alipay and WeChat Pay QR code payment have been added to the ticketing payment options.

Industry

Tourism

Features

QR Code payment

Payment methods

Alipay
Wechatpay
Angkor Ticket demo

Sousdey

Sousdey Cambodia is your digital marketing, The first facebook chatbots in cambodia, Auto reply comment, Print comment from facebook, Facebook Live, Social Media Agency, Digital lucky draw, cloud POS, Online Payment solution, Send Message, Broadcast Message.

Industry

IT Technologies

Features

Payments

Payment methods

Acleda
Wing
Aba
True money
Sathapana
Sousdey

booknow.asia

www.booknow.asia is a Cambodian online booking platform. Services include hotel booking, air tickets, car rental and other travel options. Events and activities booking are also available. The platform is tailored for B2C and B2B.

Industry

Tourism

Features

Payments

Payment methods

Acleda
Visa card
Master card
Sathapana
Alipay
Wechatpay
Wing
Aba
Booking now demo

Our partners

Alipay
Wechatpay
Fliggy
Sunmi
Acleda
Aba
Sathapana
Emoney
True money
Wing
IPification
Smile Shop
Vatanak
Upay
PPC
BIC
Canadia